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LakeKeowee
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Post subject: Insurance on your boat questions  Posted: Sat Dec 19, 2015 6:42 pm |
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| Team Axis |
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Joined: Thu Dec 17, 2015 4:25 pm
Posts: 65
Location: Sunset SC
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Any recommendations on insurance? how much do you insure your boat for? deductables? best overall package?
Who has beast rates and service?
Thanks to all who respond....
_________________
Tow: Ford F-150
Wake: Axis A22
Fly: Piper Arrow
Ski: Yamaha Waverunner & Kawasaki SC ( Sea Couch )
Utility Vehicle : Yamaha Viking
Bike : Harley Davidson FLTSN & Dyna FXD
Dual Sport : Yamaha WR 250R
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blackmxz700
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Post subject: Re: Insurance on your boat questions Posted: Sat Dec 19, 2015 8:18 pm |
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| Team Axis |
Joined: Fri Mar 06, 2015 5:50 pm
Posts: 79
Location: Maine
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I ended up with Progressive for $363. It includes 500 deductible, 100/300 injury liabilty, 60k comprehensive... My initial quote with Allstate and brand X was over $800 for similar coverage.
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2014 T22 - RONIX KOAL POWERTAIL - HYPERLITE TRIBUTE 142
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jdiaz78
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Post subject: Re: Insurance on your boat questions Posted: Sat Dec 19, 2015 11:28 pm |
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| Team Axis |
Joined: Sat Sep 06, 2014 11:41 am
Posts: 86
Location: Kansas City
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Progressive all the way...they smoked everyone's quotes
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2014 A24 w/ LS3
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ThatGuy
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Post subject: Re: Insurance on your boat questions Posted: Sat Dec 19, 2015 11:35 pm |
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| Team Axis |
Joined: Thu Jan 08, 2015 6:29 pm
Posts: 538
Location: Ohio
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Progressive here as well. I insure it for msrp just in case.
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2015 T22 - SOLD
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get_sum
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Post subject: Re: Insurance on your boat questions Posted: Sat Dec 19, 2015 11:42 pm |
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| Team Axis |
Joined: Fri Aug 17, 2012 1:18 pm
Posts: 435
Location: OKC
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SkiSafe. I've had progressive for a year but SkiSafe has been a touch more affordable for the exact same coverage.
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3oh2rider
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Post subject: Re: Insurance on your boat questions Posted: Sun Dec 20, 2015 8:38 am |
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| Team Axis |
Joined: Sat May 09, 2015 7:39 pm
Posts: 110
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LakeKeowee
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Post subject: Re: Insurance on your boat questions Posted: Sun Dec 20, 2015 9:12 am |
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| Team Axis |
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Joined: Thu Dec 17, 2015 4:25 pm
Posts: 65
Location: Sunset SC
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Ok, will go with Skisafe, really not interested in dealing with anybody named Flo anyway....thanks for the info......
_________________
Tow: Ford F-150
Wake: Axis A22
Fly: Piper Arrow
Ski: Yamaha Waverunner & Kawasaki SC ( Sea Couch )
Utility Vehicle : Yamaha Viking
Bike : Harley Davidson FLTSN & Dyna FXD
Dual Sport : Yamaha WR 250R
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AJWest
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Post subject: Re: Insurance on your boat questions Posted: Sun Dec 20, 2015 11:18 pm |
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| Team Axis |
Joined: Mon May 23, 2011 11:02 am
Posts: 1849
Location: Copperas Cove, TX
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Lots of factors go into insurance quotes/prices. A lot of northern boaters have a "lay-up" written into their policy for offseason where their boats cannot be used during winter. Coverage, credit rating, replacement cost vs depreciation value, extra coverage above "minimum" coverage, where you live matters. Horsepower on your engine matters as well with some companies. Progressive rates suck in my area. Skisafe is very competitive, Allstate forget about them, U.S. Boats almost doubled when I went from A22 to A24. USAA is good everywhere that I know of.
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2014 A24
2011 A22 (sad to see her go)
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r33pwrd
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Post subject: Re: Insurance on your boat questions Posted: Mon Dec 21, 2015 8:23 am |
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| Team Axis |
Joined: Sat Jun 06, 2015 10:35 pm
Posts: 1181
Location: Sammamish WA
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We have state Farm and reasonable rates to me at just under 600 a year but that includes towing and 250 deductables.
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-2015 A24 - 409 HP - 2249 Prop - 1100 rear sacs - 950 front sac - 290lb rider with Red Rocket and Phase 5 Quest
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christoofar
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Post subject: Re: Insurance on your boat questions Posted: Wed Dec 23, 2015 8:28 am |
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| Team Axis |
Joined: Tue Dec 02, 2014 8:17 am
Posts: 52
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I used Ski Safe. To be fair, did not quote Progressive. I did jack up my liability coverage and have a $500 deductable. Only people with money get sued and if you have to use liability coverage in the event of an accident, base values won't come close to covering. Top tier coverage is about $500 per year on a 2015 A20
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