Boat loans????

Shrive81 · **Joined:** Sat Jan 21, 2012 10:08 am **Posts:** 4

So I am in the market for a axis and have about 6k saved up but wondering what u guys ( the ones that aren't rich and paid cash ) are paying monthly for your a22 I am trying to budget this thing out I'm
Looking for possibly a used one but was trying to stay around 50k and wondering with a 15 or 20 year loan what my payment might be and or interest rate u guys are getting??

Johnnydefacto · **Joined:** Thu Jan 06, 2011 9:47 pm **Posts:** 634

I got a 6.something% loan of $40k for 7 years. I pay $625 a month. I imagine with similar interest rate on a $50k boat for 15 years it will be in the 300's

elc · **Posted:** Sun Jan 22, 2012 6:32 pm

Any online calculator will give you your answer. I would guess the rates are around 6% maybe 5%.

http://www.onlineloancalculator.org/

gibbs114 · **Posted:** Sun Jan 22, 2012 7:45 pm

391 monthly 15 years

morrisdl · **Posted:** Mon Jan 23, 2012 10:48 pm

4.4% annual - $361/month -- worth every cent!

Shrive81 · **Joined:** Sat Jan 21, 2012 10:08 am **Posts:** 4

Thanks guys ya I am trying to keep the payment around 350 ish

Shrive81 · **Joined:** Sat Jan 21, 2012 10:08 am **Posts:** 4

Who did u guys get your loans through

Walter · **Posted:** Sun Feb 26, 2012 11:40 pm

I went through my local credit union, got 4.5 apr for 12 years, 500 a month

Diggertaker · **Joined:** Thu Dec 08, 2011 8:16 am **Posts:** 105

If you are wanting to spend around 50k you should be looking for new 2011 model closeouts. If the dealer still has any 2011's on their lot they will be blowing them out for cheap & you can buy new instead of used. Buying new through the dealer will also give you the opportunity to use their financing which is usually a better deal than what a local bank can provide.

Shrive81 · **Joined:** Sat Jan 21, 2012 10:08 am **Posts:** 4

Are there any dealers in California preferably southern

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Boat loans????

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