Am I getting a good deal?

Diggertaker · **Joined:** Thu Dec 08, 2011 8:16 am **Posts:** 105

elc wrote:

sounds like a good price. out the door pricing will be a little different from state to state. the sales tax changes and dealer/destination fees change. In CA you can tack on 10-11% over the purchase price based on which county you purchase it in. Like a lot of people stated, I think you can get the interest rate down a point.

57k is probably not out the door, or that state does not have sales tax.

No 57k did not include sales tax. Just all the b.s. dealer fees & out the door.

elc · **Posted:** Thu Jul 19, 2012 11:45 am

Diggertaker wrote:

No 57k did not include sales tax. Just all the b.s. dealer fees & out the door.

Thanks for clarifying. So if I bought that boat in LA county the otd price would be around 63k.

Compcowboy · **Joined:** Sun Apr 08, 2012 10:08 pm **Posts:** 45

I think my interest rate ended up 4.75% i believe. $63k with all the same options as you listed except I dont have the chillax seating.

Gibster786 · **Posted:** Thu Jul 19, 2012 8:36 pm

Who is everyones loan through? I need to refinance. I am getting ripped off for having credit at the 800 mark. F'n Navy Federal!

67King · **Posted:** Thu Jul 19, 2012 8:53 pm

Holy smokes, I can't believe what y'all are having to pay. Looks like we're all in the top tier - my score was 836, but anything over 740 (I think?) should be the same.

2.44% for 60 months. That was University of Tennessee FCU. TVA FCU is offering freakin' 2.24% now for 60 months:
https://www.tvacreditunion.com/rates/consumerrates.php

My dealer made me an incredible deal on my boat. And when I see the prices they are going for now, I'm reminded of that. He requested that I not publish the price, but I could pretty easily sell it for more than I have in it (2011 A22). I know that Dylan and SilverMustang35 both bought their boats from my dealer, too. If anyone is in East Tennessee or can buy one from there, PM me and I'll get you his info.

jgriffith · **Joined:** Mon Jun 25, 2012 3:13 pm **Posts:** 27

67King wrote:

Holy smokes, I can't believe what y'all are having to pay. Looks like we're all in the top tier - my score was 836, but anything over 740 (I think?) should be the same.

2.44% for 60 months. That was University of Tennessee FCU. TVA FCU is offering freakin' 2.24% now for 60 months:
https://www.tvacreditunion.com/rates/consumerrates.php

My dealer made me an incredible deal on my boat. And when I see the prices they are going for now, I'm reminded of that. He requested that I not publish the price, but I could pretty easily sell it for more than I have in it (2011 A22). I know that Dylan and SilverMustang35 both bought their boats from my dealer, too. If anyone is in East Tennessee or can buy one from there, PM me and I'll get you his info.

Every year the price has been going up about 10%, so its not surprising a 2011 would be a ton cheaper then a 2013. I think they were even starting out in the low 40s the first year of production!

67King · **Posted:** Fri Jul 20, 2012 11:23 am

jgriffith wrote:

67King wrote:

Holy smokes, I can't believe what y'all are having to pay. Looks like we're all in the top tier - my score was 836, but anything over 740 (I think?) should be the same.

2.44% for 60 months. That was University of Tennessee FCU. TVA FCU is offering freakin' 2.24% now for 60 months:
https://www.tvacreditunion.com/rates/co ... .php.......

Every year the price has been going up about 10%, so its not surprising a 2011 would be a ton cheaper then a 2013. I think they were even starting out in the low 40s the first year of production!

For clarification, my "can't believe what y'all are having to pay" comment was specific to the interest rate. I thought that the base MSRP on the A22 was $39,995 when I ordered mine? Perhaps there is a regional thing, as my dealer is about 5 miles from the plant.

Seriously, though, on the interest rate. There has been a lot of deregulation, and many more people are capable of going to a credit union. I'd suggest checking into yours. Yes, I was only doing mine over 5 years, but 5.75% sounds insane for someone with a darn near perfect credit score. Shoot, 30 year home loans are under 4%.

Ferral · **Posted:** Fri Jul 20, 2012 7:44 pm

Mortgage rates are and should be much lower than interest rates on luxuries/toys. Just think, if you get into trouble, which one would you stop paying first?

kohlieo · **Joined:** Mon Oct 17, 2011 1:32 pm **Posts:** 208

My house... Definetly my house lol

jk

Ferral · **Posted:** Fri Jul 20, 2012 10:13 pm

You're right, me too!

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