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Todd144
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Post subject: Re: Financing.  Posted: Wed Feb 01, 2017 1:27 pm |
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Joined: Fri Aug 26, 2016 4:40 pm
Posts: 13
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Loved our experience buying from Tilly's but you can do better. We got around 4% with only about 10% down through USAA. But was a 15 year. USAA or a credit union is hard to beat.
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boathunter87
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Post subject: Re: Financing. Posted: Fri Feb 03, 2017 5:44 pm |
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Joined: Mon Jan 16, 2017 12:57 pm
Posts: 12
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Thank you everyone for your input. I went to my credit union and got 4.49 as opposed to 5.09. They only wanted ten % down instead of fifteen and my payment dropped from 467 to 444. But then they found out it was an out of state boat and said they don't do that. Can somebody tell me someone who does?
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boathunter87
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Post subject: Re: Financing. Posted: Wed Feb 08, 2017 11:24 am |
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Joined: Mon Jan 16, 2017 12:57 pm
Posts: 12
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After clearing all the hurdles with my union, (Advantis) found out the boat was in California and denied me last minute. They don't do out of state loans. Trying Bank of the West now and a different credit union.
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bjw444
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Post subject: Re: Financing. Posted: Wed Feb 08, 2017 12:54 pm |
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Joined: Wed Sep 07, 2016 1:47 pm
Posts: 49
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I had that problem, some lenders don't let u buy out of state it they don't have titles. For example I live in pa and we title boats, I tried to buy a boat in TN and all they give is MSO's so I had to go to another state. But I ended up financing through dollar bank and they did it out of state.
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